Program Details
- Significant reduction in payment and rate
 - Credit for all or part of appraisal cost
 - Reduced fees on smaller loan amounts
 - Relaxed guidelines allowing for higher debt and lower credit scores
 
The Fine Print
- Income limit: 80% of the area median income
 - Available on certain government-backed loans
 - Exceptions for certain recent late payments
 - Single Family, owner occupied only
 - Eligibility requirements, exclusions and other terms and conditions apply
 

